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YK2 Statement

 

NextCard understands that the turn of the century poses a unique challenge to the ability of existing data processing systems to recognize the date change from December 31, 1999 to January 1, 2000. This challenge, known popularly as the "Year 2000," "Y2K" or "Millennium" problem, stems from the fact that most computer applications use only two digits instead of four digits to express the year (e.g., "99" instead of "1999"). Consequently, on January 1, 2000, computer clocks will move from "99" to "00" and may be expected to interpret the new year to be "1900" instead of "2000."

If not addressed, the Y2K problem could have unknown and potentially adverse effects on any data, systems or operations that rely on computer systems to calculate or process information. This would include elevators, accounting and alarm systems, ATMs and literally millions of other applications in virtually every aspect of our lives.

NextCard is committed to delivering products and services that manage the date change successfully and without adverse effects on our customers. To achieve this objective, we have undertaken an extensive identification, testing and remediation program to ensure a smooth transition into the next century. While we cannot guarantee that NextCard or our customers will be immune from negative effects from the Y2K problem, we have implemented a comprehensive contingency plan to protect our customers and their data from unforeseen system errors and to minimize the risk of lost or corrupted data. The following Question & Answer Section provides more information on our Y2K effort and the specific steps we are taking to address it. If you have any other questions or concerns that are not addressed in this FAQ, please e-mail us at feedback@nextcard.com. We will make every effort to respond to you in a timely fashion.